Yes, you have up to 5 years to reopen an old claim even if they have previously been denied. Never settle for less than what you deserve.

Unfortunately, some insurance companies are considered to be more fair and prompt in handling insurance claims than others. However, hiring a trusted public adjuster will definitely increase your chances of getting treated well.

It’s always recommended that you contact a professional to check damages BEFORE you notify your insurance company in order to avoid a frivolous claim.

There are no hard rules or specifications on what warrants damage. For example, even a small amount of hail or wind gusts can cause damage depending on the surface that it impacts. It’s always best to contact a professional to assess the damage. 

A public adjuster is an insurance claims adjuster who represents the interests of an insured in a property loss. Public adjusters negotiate the settlement of these claims with the insurer’s claim representative. 

You should consider a public adjuster if you have an insurance loss which requires expertise or if you feel you are being wronged by the insurance company. If you feel your insurance company may be underpaying or denying a claim that should not be denied, then you most definitely are in need of a public adjuster.

An insurance appraisal is a detailed report that estimates the total replacement costs of the property. This report will have line items for every building and insurable improvement.